Study on regulating interchange fees of Debit- and Credit Cards

Is there a need for regulation in the area of interchange fees in the wake of the rapid growth of new debit cards?

Card terminal

Client

Verband elektronischer Zahlungsverkehr

Project period

2021

Related expertise

Regulation, Competition Economics, Digital markets and media, Data Science

Team

Tobias Binz, Samuel Rutz, Eva Zuberbühler, Larissa Jenal

Contact

Tobias Binz, Samuel Rutz

Project description

The interchange fee represents a substantial share of the commission paid by merchants for accepting card payments. Based on established concepts of the platform economy and international and national evidence, we derive recommendations for the regulation of interchange fees.

 

 

 

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